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(201) 228-7838 - Complaint Log

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6 complaints - New Jersey, Massachusetts - Jersey City, Hackensack, Cambridge, Union City, Newark, Leonia, Morristown, Bayonne, Oradell, Englewood, Rochelle Park, Succasunna, Cliffside Park, Ramsey, Rutherford, Wayne, Dumont, Kearny, Caldwell, Ridgewood, Hasbrouck Heights, Westwood, Wyckoff, Fair Lawn, Teaneck, Closter, Park Ridge, Maywood, Mahwah, Oakland, Teterboro, Secaucus, Newton, Elizabeth, Weehawken, New Brunswick, Passaic, Vernon, Orange

  • Zyah - 3-1-2014 4:28:02PM

    The responsibility to understand the Quotes Chimp of insurance, to read each in�surance policy and attempt to under�stand its terms and, when lacking understanding, the responsibility to seek answers from an insurance professional.

  • Jennilyn - 2-8-2014 11:52:44AM

    Air Mshl Savur Sir,I completely agree with you. For how long can we (and the hon'ble jgudes) keep tolerating SG's absenteeism? It may happen once, it may happen twice but can it be allowed to go on endlessly? Unless RDOA has very strong reasons (which are not known to us) to let the 'law take its own course' and not push for early verdict (and one such reason could be that if we are seen pushing around then jgudes may not be pleased and may pass a judgement which is counter productive and inimical to our interests) such seemingly endless drift is hardly helping matters. Now that Sep listing is announced, RDOA is requested to ensure selection of a date of hearing which has SG's availability and if SG again manages to pull wool over learned jgudes' eyes by doing a disappearance act yet again for the nth time, then least jgudes (supposed to be much wiser then a dimwit like me) can do is either ask Addl SG to represent and plead the Case on UoI's behalf or pass Ex-parte Order (I guess there is no caveat filed by UoI in this Case, so Ex-parte Order should not be a problem after so much delay in the Case).Anyway now we all can keep twiddling our fingers till Sep 12 and keep counting addl interest pennies as a small consolation! [url=]uokcbtczphp[/url] [link=]rpwrxwqz[/link]

  • Irfan - 2-7-2014 6:33:15AM

    各位 和大家分享一點讀書心得 Jeremy Siegel在他的The Future for Investors Crown Business, 2005 中指出 在1957-2003中間 S&P500的所有企業中 回報最好的公司 是Philip Morris 即生產萬寶路香煙的公司 年均回報是19.75% 而標普的平均每年回報是10.85% Philip Morris絕對不是盈利增長最快的公司 股價更因為香煙官司而大起大落 但它的回報卻遠遠拋離其他公司 秘密在哪裡 Siegel 這樣解釋 The super returns in Philip Morris itrtsllaues an extremely important principle of investing: what counts is not just the growth rate of earnings but the growth of earning relative to the market's expectation The lower expectation combined with high growth and a high dividend yield provide the perfect environment for superb investor returns. (p.35)Sigel在書中再提出了一個基本的回報原則 The long term return on a stock depends not on the actual growth of its earnings, but on the difference between its actual earnings growth and the growth that investors expected. (p.41)簡言之 投資回報的高低的關鍵 在兩點 1. 市場對於該公司的預期增長與實際增長之間的差異 2. 股息的高低 以及股息的再投資 如果市場對於一家公司的預期增長遠遠大於它的實際增長 那麼它的估值便過高 也即P/E過高 股息率便會偏低 利用股息再投資的速度便會很慢 如果相反 該公司便會估值便宜 如果同時派發高息 該公司或許盈利和股價沒別人升得快 但最後的回報卻遠遠大於其他公司 這類公司 在熊市時是Bear Market Protector 在牛市時是Return Accelerator 道理很簡單 熊市時派息不減 累積的股數增加 待到牛市時 這些增大的股票便會將回報加快 Philip Morris的成功的秘密在這裡 其他回報最高的19家公司的秘密也在這裡(包括Pfizer, Coca-Cola, Pepsi等) Philip Morris的平均P/E 是13.13 平均股息是4.07% 要得到這樣的回報 我認為有幾個條件 1. 這家公司不會倒閉 2. 持續穩定的高派息 3. 估值合理時買入 4. 無論熊市牛市 都不離開市場 5. 將股息再投資 Siegel的研究 也告訴我們 1.不要將目光只放在盈利及股價的增長上 那並不保證你有好的回報 因為當市場人人都那樣看時 該公司的估值會長期偏高 從而導致回報減少 應該選擇低P/E 派息高 管理好 有穩定增長的公司 2.不要害怕熊市 對於低P/E 高派息的公司 熊市正是你累積股票的良機 甚至可以說 熊市時間愈長 你的長遠回報愈大 前提是你要堅持下去 不離開市場 Siegel透過對1802-2003的美國股市統計告訴我們 在扣除通賬後 股市的年平均回報是6.5-7% 具體點說 如果你在1801年投入1美元於股市指數 到2001年時將是 597485 債劵是1072 黃金是1.39 手持現金則將變成0.07 所以 Siegel的其中一個建議 是將50%資金投資在指數基金 Siegel又稱 他的研究發現同樣適用於其他國家 因此 將資產長期投資在股市 回報最高 風險卻最低 我知道 Siegel的結論 無論多麼合理 身在股市中的人 都不易實踐 理由不難理解 因為投資者都相信自己有高賣低買的能力 也因為我們都是人 都有情緒 很易受無數外界的訊息影響 而我們對於企業的認識和對於歷史的理解 不足以令我們有足夠信心從事長期投資 但在目前悲觀的氣氛中 Siegel的研究 是可以給我們一點信心的 而類似Philip Morris的公司 就在我們身邊 其中的一家 我相信便是HSBC 如果你對HSBC也不夠信心 長期的定期投資指數基金 例如盈富基金 也一定會帶給你可觀的回報 以上只是個人的讀書分享 歡迎指正

  • Efsun - 2-5-2014 4:27:42AM

    Hi.Strictly speaking you shulod go to court to have a variation of the existing Order. The alternative is to ignore the court Order and see if the other party objects and takes it to court. Even if the other party took it to court, it is unlikely that the court would ignore the child's wishes at that age.If you intend to do anything, I would strongly recommend you see a lawyer first. [url=]lhmojwwnr[/url] [link=]dppzqv[/link]

  • Dhany - 1-27-2014 5:41:46PM

    You are right, Kevin. Removing could become more ctclpimaoed if the matter involved a number of different jurisdictions. This is why any attempt to remove online defamation should be done with the assistance of specialist online defamation lawyers who will use different methods to action the removal even if the defendant is residing in another jurisdiction.Yair Cohen

  • 4-3-2008 12:22:11AM

    I get calls from these guys all the time. The most annoying part is they actually leave a message that just has a bunch of noise and uses up my voicemail minutes.

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